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Amortization The process of bcbg promo code november 2016 paying the principal and interest on a loan through regularly scheduled installments.
Contrast with subject to mortgage.
Remaining term The original loan term minus the number of payments made.
Power of attorney A document that authorizes an individual to act on behalf of someone else.Dormer A window set upright in a sloping roof.Typical option periods run from 7 to 14 days long.Trustee - An individual or organization that holds or manages and invests assets for the benefit of another.Short sale (of house) A sale of a house in which the proceeds fall short of what the owner still owes on the mortgage. .Back to Top ther Q Qualifying ratios Lenders compute qualifying ratios to determine how much a potential buyer can borrow.Loan-to-value ratios can effect interest rates, loan qualifying criteria, and lender requirements for PMI and escrow accounts.Shed roof A shed roof pitches up longer on one side than the other.
Setback The minimum distance a house or buildings must be from the lot line.Payments may increase or decrease accordingly.Access, any means by which a person can enter property.Urban sprawl The unplanned expansion of development over a large area.While somewhat more expensive that a conventional loan in terms of interest rates and insurance fees, FHA loans offer slightly more liberal qualifying criteria. .Commingling The illegal practice of combining or mixing clients' funds with the agent's own funds.



The mortgage or deed of trust is your agreement to pledge your home or other real estate as security.


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